Our team is comprised of professionals that have been in the mortgage, real estate and wholesale lending industries for an average of 15 years each. The owners ran one of the largest mortgage broker shops in Illinois and were consistently on the top 10 list of several of the Nations Largest Wholesale Lenders. Our Asset Managers are former Regional Managers and Account Executives from these very Mortgage Wholesale Lenders. As a result they have a wealth of personal connections in the industry with the lenders that remain as both wholesale lenders as well as servicers. We provide lenders with a "one-stop-shop" solution to dealing with their defaulting loans. We offer the option to take the process over from day one, from the first default and start of negotiations with the mortgagors on behalf of the lender to try to find a workable modification plan. If that option does not work out then we try to Short Sell the property to minimize our lenders losses by not incurring additional interest losses as well as property tax losses and legal expenses. If all options fail, we continue on through the foreclosure process. We constantly inspect the properties to make sure that no economic or physical deterioration is taking place while the properties are in initial default or when they become bank owned assets. We have been operational in Illinois and have Banks, Institutional Investors and Private Investors that have handed over their portfolios for us to manage. Due to our contacts in the industry and our presence through their respective associations we have decided to expand out to more foreclosure prone areas and offer our services to a wider client base. Before doing that we have to ensure that we set up a good vendor list of Realtors TM, Preservation Companies and Attorneys that will be able to service our clients needs.

In most cases we try to retain the management portion of the transaction and leave the Realtors TM with what they do best... MARKETING AND SELLING THE PROPERTY. As a result, our vendors are able to market more properties in less time without focusing on the many ministerial acts involved in an REO transaction.

Some of the benefits that we provide to our vendors are the ability to post their listings on our website for wider exposure and a free advertising venue. In addition to that we try to give our vendors all the tools they could possibly need to grow their own business. We provide fully customizable forms that Realtors TM could use with their name and logo for the following tasks:

• REO forms, disclosures and contracts
• BPO forms for both Fannie Mae and Freddie Mac loans
• All contracts, explanations and disclosures for short sales
• All contracts, forms and explanations for loan modifications.

These are forms that have been prepared by our legal and marketing teams and are at your disposal at no additional cost.

For your $295 you are purchasing a "Lobbying" group of professionals from within the industry to "Lobby" the lenders on your behalf as well as the possibility to use the tools provided to you from the onset.